Americans like to work. We like to earn our own way. And most of us do exactly that for most of our lives; however, some are not that fortunate. Some of us get hurt, or get sick, and we simply can't go on working. That's why there is a Disability section of the Social Security law.

When people talk about Social Security disability, they're typically referring to Social Security Disability Insurance (SSDI), which is an income replacement program for those people who have worked and contributed into the Social Security program, and are now unable to earn a living because of a severe physical or mental impairment.  The amount of money that is awarded to the disabled claimant is based on the amount of money that the claimant earned and contributed in the past.

Another type of disability program is called Supplemental Security Income (SSI).  This program is primarily a welfare based program that pays monthly benefits to people who otherwise are not able to earn a living because of a severe physical or mental impairment.  Regardless of whether the claimant has worked in the past, eligibility is based purely on financial need and physical disability.  There are many rules which govern whether the Social Security Administration will consider a person to be disabled and financially in need. Those who are legally blind qualify automatically for the benefits, as do people over 65 years of age.

If you or someone you know is considering applying for or appealing a case for Social Security Disability Benefits, the best course of action is to seek specialized legal representation to either guide you through the initial process or assist you with your appeal for benefits. If you can no longer maintain employment due to a physical or mental disability, don't continue to suffer just because your initial application for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) was denied.  We at the Spencer Law Firm are not only qualified at navigating the often-confusing and frustrating process of trying to obtain Social Security Disability benefits, but we are also dedicated to offering you the attention and explanations related to your case that you deserve.  Contact us today for a free consultation.